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Sports Disability Insurance for Athletes

Protect Your Future with Sports Disability Insurance

Athletes push their bodies to the limit every day, training tirelessly and competing at the highest levels. However, even the most skilled and prepared athletes are vulnerable to unexpected injuries.

Whether you're a professional, collegiate, or amateur athlete, your career depends on your physical abilities, and an injury could put everything you've worked for at risk. That’s where Total Planning Sport Services comes in—an essential tool to safeguard your income and future in the event of an injury that prevents you from playing.

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beyond the game

The Insurance Playbook for Professional Athletes

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Golf

From weekend tournaments to championship tours, our insurance keeps players, courses, and events protected every step of the way.
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Basketball

Whether it’s a buzzer-beater or a pickup game, our insurance covers players, and coaches with protection built for the court.
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Football

From kickoff to the final whistle, our insurance delivers the coverage players, and teams need to stay protected on and off the field.
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Hockey

On the ice or behind the bench, our insurance is built to protect players and coaches through every check, shot, and season.
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Baseball

From spring training to postseason, our insurance solutions are designed to protect professional baseball players through every inning of their career.
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Soccer

From preseason tours to championship finals, our insurance is built to protect professional soccer players at every stage of their career—on and off the pitch.
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our services

Total Planning Sport Services: Your Trusted Partner

At Total Planning Sport Services, we specialize in providing customized disability insurance solutions for college and professional athletes, as well as elite high school athletes. Since the
late 1980s, we've partnered with athletes across a wide range of sports—including football, basketball, baseball, hockey, and golf—to design disability policies that protect their earnings.
Whether you're facing the risk of a temporary or total disability, we offer tailored solutions that deliver the protection and peace of mind you deserve.

  • Income Replacement
  • Customizable Coverage
  • Short-Term and Long-Term Benefits
PEOPLE ASK

Why Do Athletes Need Sports Disability Insurance?

Athletes face a high risk of injury in their careers. A broken bone, torn ligament, or even a concussion can sideline an athlete for months, if not longer. Without insurance, the loss of income during recovery can be devastating. 

Most professional athletes rely on performance-basesd contracts, sponsorships, or prize money. When an injury takes you out of the game, this income stops. Sports disability insurance ensures you can continue to cover your bills, pay for meidcal treatments and maintain financial security. 

Knowing that you’re covered financially allows you to focus on what matters most – getting back to full health and resuming your career. With sports disability insurance, you can rest easy knowing that even if the worst happens, your financial future is secure. 

Unlike traditional disability insurance policies, sports disability insurance is tailored to meet the unique needs of athletes. It accounts for the type of sport you play, your income level and the specific ricks you face. 

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Don't Leave Your Future to Chance

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